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Quick Payday Loan Options Are Easy to Get Online

When you need money quickly between paydays, because you have a mechanical problem with your car or a medical emergency, quick payday loan options are available. With the online payday loan companies, you can get a quick payday loan in just a few hours. The eligibility requirements are basic and the application process is simple with the quick payday loan options that are available. You simply sign your documents electronically and the money can be direct deposited in your bank account.If you are searching for a quick payday loan, they are easy to find on the Internet, with your personal computer. Many people don’t know where to turn, when faced with an unexpected emergency that requires some extra cash. With a quick short term loan transaction, you can get the money you need, without stress and hassle. It used to be that you could ask your employer for an advance on your check, but many employers no longer offer this option. When it comes to asking your relatives or your friends, you might not want to go through this humiliation and they might not have extra cash to loan.Most people that are faced with these unforeseen situations that occur between paydays are already going through stress and anxiety. When you are facing a short-term cash shortage, a quick payday loan gives you peace of mind and an easy repayment plan to fit your budget. Because the fees are nominal, you might be able to save expense by borrowing the money this way. Think about the late fees and other charges you might incur and you can see how you may be able to save money with a quick loan of this type.When you are experiencing a cash flow problem because of an unexpected happening, it is no reason to panic because a quick payday loan can relieve your stress and solve your problem quickly. If you are concerned about the fact you have bad credit history, it is possible you will find an instant approval and lenient terms, as long as you meet other simple guidelines. For most people, the quick payday loan is the easiest way to get the money you need and nobody needs to know about your financial situation.If you take advantage of the quick short term loan options that are available, you can use your personal computer and Internet access to get the process completed quickly. In fact, you never need to leave your home or office because the entire process can be handled over the computer. When you are faced with the need to get money quickly, they are a simple transaction to complete online.You just need to complete a few simple steps and the money can be direct deposited into your bank account, the same day if you choose expedited bank transfer for a nominal fee. For most people, the ease and convenience are the main reasons that the quick payday loan is the best solution, but for others the quick and hassle-free way to get money between paydays, gives peace of mind.

How to Find the Best Digital Marketing Agency

In order to find the best digital marketing agency, first, we need to understand “what is digital marketing”, “will digital marketing benefit your business” and answer the question “how do I get more leads for my business?” – which should be the purpose of any marketing.What is a Digital Marketing Agency?
The dictionary definition of Digital marketing is the marketing of products or services using digital technologies, mainly on the internet, but also including mobile phones, display advertising, and any other digital medium. So simple to summarise in one sentence, yet it can be a complicated process to get right and to ensure that all of your digital marketing is working together, not as silo activities. This is where the expertise and experience of the best digital marketing agencies can be hugely beneficial.Traditional advertising, newspapers and paper directories, such as Yellow Pages, are increasingly less effective for businesses. Whilst a few years ago people would go to a computer to search for a product or service, nowadays people are connected to the internet all day, every day and “live online”. Looking for information, a product or service is as quick and simple as searching on a laptop or computer at work or picking up their mobile telephone or tablet. Digital marketing focuses on getting your information, products and services in front of people when they are looking online. The best digital agencies understand the buying process of your products and services and ensure that your information is prominent to the potential customer at the appropriate time. In the digital marketing world, the various stages of the buying process i.e. research, consideration and purchase are called “micro-moments” and the very best digital marketing agency will present the relevant information, service or product at the targeted time in the buying process.Whilst some digital marketing agencies will also create and manage traditional advertising or business marketing, such as newspaper advertising, specialist digital marketing agencies will concentrate on online marketing as opposed to “marketing companies” who commonly concentrate on TV, radio and print marketing.Regardless if your business is business-to-business (B2B) or business-to-consumer (B2C), digital marketing can be a fast, often instant, and reliable way of getting leads into your business and driving up revenue. The very best digital marketing agencies will manage all of the digital advertising based on return on investment (ROI) ensuring the leads generated are at a cost that makes business sense and increases profit levels. Digital marketing will benefit your business and answers the question “how do I get more leads for my business”?Digital marketing, sometimes referred to as website marketing, can be broken down into a number of important features and services:SEO Services
Search engine optimisation, most commonly abbreviated to “SEO”, is the process of getting your website found on search engines like Google when people make a search relevant to your business, services or products.Regardless if your website is e-Commerce or selling services it will drive leads and sales into your business if it is found for the search terms people use (often referred to as “keywords”) to look for them in Google.SEO requires experience and understanding of how Google reads your website. What messages and information you want Google to read for a webpage or website and knowing where to place that information so search engines can find it. A good SEO company will have a proven track record of ranking websites high in the search results.SEO works best when the proven methods of obtaining rankings are applied in conjunction with latest trends that are driving traffic. An example of this is the “near me” phenomenon, which has seen a 150% growth in the last 12 months, where mobile phone users are adding “near me” to their search query i.e. “SEO Company near me”. These customers are looking to buy and buy from a local service or product supplier.Although SEO can be a stand-alone service, it is most effective when combined with PPC, social media and reputation marketing. SEO is also the cornerstone of effective PPC, social media and reputation management campaigns.Pay Per Click
Pay Per Click (PPC) often referred to as “Google Advertising” or “online advertising” is where you position adverts at the top of the search results for specific search terms. These search terms can be the words people use when in the “research” phase of making a purchase or targeted at the “buying keywords” when potential customers are looking to buy.Although your advert, depending on your budget, can be shown every time a search is made, you only pay when an internet user clicks on your advert and is taken to your website or calls you direct from the search results page meaning you only pay when you get a click from a potential customer hence the name for this form of marketing of Pay Per Click (often abbreviated to PPC).How much you pay for each click is determined by a few factors. The “cost per click” (abbreviated to CPC) is determined by the quality and relevancy of the advert to the search term being used and the relevancy of the page on your website that the potential customer land on. These factors contribute to your overall “quality score”. The higher your quality score, the less you pay per click and less you pay per lead into your business.In the UK, Google has the vast majority of search traffic and most of your budget should be placed their, however, you will not want to miss the smaller, yet still considerable potential for customers from search engines like Microsoft’s Bing platform, and a small part of the budget should be allocated to other search engines. Also, the very best PPC management companies will also discuss spreading your PPC budget over a number of campaigns aimed at different parts of the customer journey. A small part of the budget should be allocated to the research stage of the buying process when people are using broad search terms to find information, a small part of the budget when people are searching for yours, your competitors or market leaders company name. The majority of the budget when potential customers are using search terms directly related to making a purchase and lastly, a small part of the budget to re-market (show your advertising to people who have shown an interest in your services or products by visiting your website) to capture and drive up conversions from the customers previously advertised too.The best PPC Agency will be a Google Premier Partner. A Google Premier Partner status indicates that the company has a proven track record in delivering high-quality campaigns, which generate good competitive/low CPC’s and deliver high and positive ROI’s. The very best PPC agency will have a robust PPC management process in place to quickly react and capitalise on changes in the PPC campaigns of your competitors.Unlike SEO, that can take some time to be fully effective, Pay Per Click is instant in the fact that as soon as your campaigns are live they can be generating leads for your business.PPC is highly effective when carried out in unison with SEO. A well-optimised website will improve the quality score of your Google advertising campaigns resulting in a reduced “cost per click” meaning you get more leads for your budget.Social Media Marketing
Social Media platforms such as Facebook and Twitter are now legitimate places for a business to attract leads. Facebook has over 38 MILLION active and regular users in the UK and the number is anticipated to rise to over 42 MILLION by 2020. Regardless if your business sells to consumers or other businesses, your potential customers are on Facebook and using it often.Facebook is excellent at raising awareness during the customers “research” stage, reminding them of your services or products during the “consideration” stage and putting your specific products in front of potential customers at the “buying” stage. With such a large audience and the flexibility to target customers throughout the buying process, Facebook can be a good avenue to generate leads and sales and to deliver a great return on investment.A good digital marketing agency will have a proven track record in delivering highly effective Facebook advertising campaigns. The very best digital marketing agencies will be able to demonstrate the conversion rate and cost per lead of your social media marketing.Again, social media marketing and specifically Facebook marketing can be carried out as a stand-alone activity however it works so much better when combined with SEO and/or PPC. When a potential customer visits your website their computer is marked as having visited. This then allows you to target the user of that computer, who has shown an interest in your products or services.Reputation Management
When considering making a purchase, a potential customer will scour the internet to find feedback and reviews from previous customers. Your online marketing and sales can live or die by the reviews for your business, services or products. Ensuring that positive reviews are easy to find and that any negative feedback is managed well, can be a huge benefit to your conversion rate.Digital marketing companies call this “reputation management” or “online reputation management” however, in reality, it is creating systems to generate customer reviews and customer feedback ensuing positive customer satisfaction is captured and easy to find for potential customers.Many businesses are concerned with allowing the public the ability to openly provide feedback. You cannot please all of the people all of the time, and companies worry that a bad review will have a negative impact on their business. Firstly, if someone is determined to leave a bad review for your business they will find a platform to do so and there are 1000′s of platforms to choose from. It is better to have control of where customers are encouraged to leave a review. Secondly, a poor or bad review, if managed well, can be a positive for your business. Engaging with a bad review highlights that you care about feedback and subsequently, you care about your customers. One well managed bad review can be as good for your business ten good reviews.A good digital marketing company will use one of the handful of recognised review platform and provide the tools and means of allowing you to capture, manage and respond to customer reviews.

Tips for B2B Brand Building

Brand building takes time and dedication. Unwavering fidelity to a consistent message that conveys a valuable differentiator will pay you large dividends and turn your brand into the most valuable asset you own.From the buyer’s perspective, the brand is an insurance policy. A brand on the side of a potato chip bag tells the buyer exactly what those potato chips are going to taste like – every time. But in B2B sales, buyers often don’t know what they need, what’s available, or how it works. So a solid B2B brand communicates this message, You can count on us to help you figure out exactly what you need, provide a product that will fulfill or exceed that need, and show you how to use it. A reputable B2B brand, from the buyer’s perspective, insures the buyer against risk before and after buying.From the B2B seller’s perspective, the basic purpose of a brand is to educate the potential buyer and reduce the impact of price on the purchasing decision. Research shows that people will pay more for products and services if they come from a well-known company. Consider the following.The 4 benefits of well-branded B2B companiesClients give well-branded companies greater leeway and more opportunities than their lesser-known peers. Clients let these firms have:1. Access: Anyone who’s ever tried to see a C-suite executive knows half the challenge is simply getting in the door. Executives have rules that their staffs use to filter vendors, such as Have I ever heard of this company?2. Permission to take on Bigger Projects: Clients place more trust in well-branded firms and let them extend themselves beyond their own stated capabilities and track record. That extra amount of trust gives branded companies permission to take on bigger projects than more experienced competitors.
3. Confidence in Potential: Often companies will invest in emerging technologies and services simply because they come from a company with the potential to set a standard.4. The Chance to Recover: Clients want to pay for tried and true experience. The difference between a lesser-known company that fails and a well-branded company that fails is that the well-branded company will have the opportunity to restore confidence.Basic brand buildingBrand building is a science and it’s not complex. It does require strict adherence to simple guidelines and – most of all – diligent monitoring and follow through. Brand building is basically laying a smart foundation and paying attention to detail. Here are the eight steps.1. Start with a quality productA quality product/service that delivers superior performance is the foundation of a strong brand. High quality is a prerequisite to entry, but not enough to set your brand apart from the competition. Be sure every product and service you offer is the best possible.2. Identify your brand’s differentiatorOnce you’re sure you have a high quality product, decide on the singular distinction for your product that is most important to your target market. Put a lot of thought into choosing this differentiator because you want everything you do to reinforce that singular distinction in the market. If your brand is not first in your category then consider creating a new category where your brand can be first.3. Create a brand nameAvoid anything that sounds generic or inauthentic. Generic words include national, American, U.S., advanced, precision, technical, reliable, general, standard, etc. Within every industry, there are one or two other generic words that seem to creep into company names and brands. These are words that companies think resonate with prospects, but usually don’t. For example, frozen foods brands often include some derivative of the words fresh and flavor, in an effort to combat the notion that frozen foods are neither fresh nor flavorful. The problem is that these words are used so often they’ve lost their meaning.In addition, avoid words that are inauthentic. For example, the word fresh when applied to frozen foods is obviously not authentic.The brand name doesn’t have to include the company name. In fact, you want the brand to be the focus, not the company. Consider an abbreviation, an acronym, your differentiator, the founder’s name, an alternative spelling, etc.Finally, before you start using your new name and start investing in signs and printed materials, be sure that the name is legally available wherever you will be doing business in the next 10 years.4. Create a logo and taglineNow that you have a high quality product with a compelling differentiator and a great brand name, come up with a memorable logo and catchy tagline. Your brand logo and tagline need to make an immediate and lasting impression. Because of this, brevity and simplicity are important.When defining your message, try to own a single word or short phrase. You want that word or phrase to be firmly etched in the mind of the target market – you want the market to associate that word or phrase with your brand.The logo should be simple and include the brand name in a legible typeface. For maximum visual impact, the basic logo shape should be rectangular – about 2-1/4 units wide to one unit high. Be sure that your signature color is very different from your closest competitors’ colors.Other logo considerations include:
• Does it tie into your brand?
• Is it distinctive?
• Will it morph easily for brand extensions?
• Does it reproduce well in black and white?
• Does it reproduce well in scanned documents?
• Is it scalable?
• Will it imprint or embroider well on merchandise?Think about creating a brand style sheet that spells out exactly where, when, and how the logo and tagline should be used.5. Protect your logo and taglineAs long as no one else is using a logo and/or tagline identical or very similar to yours, you can consider your logo and tagline copyrighted as soon as you finalize them. Copyright law, which covers text and graphics among other things, conveys ownership from the moment the materials are fixed in tangible form.While this is true, smart companies have their logos and taglines trademarked – using the  symbol during the trademarking process and the  symbol once it’s approved. This prevents other companies from using your logo and/or tagline and trademarking them as their own.This is how the law works, if you have not officially trademarked your logo and/or tagline, you own it. If others try to use it, you can legally stop them from doing so UNLESS, they apply for trademark protection. This means if you don’t trademark your logo and/or tagline, someone else can and YOU will have to stop using it.You can do a logo and tagline search at The U.S. Patent and Trademark Office: http://www.USPTO.gov. However, this is an area where you definitely need legal services.6. Develop a consistent messageDevelop a consistent message by solidifying:
• Your target audience
• What your brand stands for
• Your differentiator
• Your logo and tagline
• Your business objectivesBrand attributes in your message need to be authentic and verifiable. Your brand should readily tap into your target market’s needs and evoke a gut-level response.Once you know what you want to convey, create a messaging guide and distribute it to all employees.7. Market the brandAchieving and building on name recognition is the key to brand success. Get your brand message out there consistently and continuously through PR, advertising, and networking. Take advantage of every positive opportunity and be careful not to associate the brand with anything potentially negative.Your branding effort must permeate your entire organization and communicate through all marketing channels with one voice, in the same tone, and in the same style. In other words, your brand image must be consistent and constant across all channels of communication, including:• Print, online, and broadcast advertising
• Print, online, and broadcast media
• Internal publications
• Indoor and outdoor signage
• Web site and Web marketing
• Print collateral
• Packaging
• Merchandising
• Point of purchase
• Phone system
• Uniforms
• Delivery vehicles
• Trade shows
• Events
• Promotional items
• Employee, industry, shareholder, community, and government relations
• Sponsorships8. Live the messageWhatever your brand image and differentiator, you have made promises to your market that you must deliver on. Remember, your brand is nothing more or less than these promises. If you’ve taken time to complete the first step – ensuring that all of your products and services are of the highest quality – delivering on your brand promises shouldn’t be an issue. Take an extra step and consider offering an unconditional guarantee on either your entire differentiator or one aspect.B2B brand building is especially important to sales. Clients get their first sense of the company in the sales call and proposal. This is why you need a proactive plan in place. By selling the brand, you create a self-perpetuating cycle. The brand will help make the sale and each sale will reinforce the brand – making it, truly, your most valuable asset.

Yield Vs Multiplyer (Faktor) and How to Monitor Your Property Manager

In this short article I will define the difference between the terms “Faktor” and yield in Property investment in Germany and how you can use the “Faktor” as a tool to manage your property management and monitor the value development of your property without having to get an expensive valuation.Receiving property offers from Germany you most likely will come across the term “Faktor” meaning multiplier. It describes the rental income of a property (net rent without ancillary cost like heating) through the purchase price divided by the annual net rent. purchase price / annual net rentOften you will also get the figure for “Rendite” which is a percentage figure and the word for yield. However this term can lead to misunderstandings between parties: Is it calculated before or after purchase cost like property sales tax, is it before or after property management charges etc.? The definition should always be clarified before discussions.An active property management will have to look to raising the rent in a proper way which is legally sound and does not scare away the tenants you want to keep. One of the most used reference are rent tables which are published by local authorities for big cities. If your property manager is not keeping the rent for your property at least at the level of the rent table they are throwing away your money. Most likely they will come up with lots of reasons why it is hard to get the rent you could expect according to the rent table. If the reasons are to be found the state of the property the reasons need addressing. Otherwise you can show the damage the property manager is causing using the “Faktor” mathematics. An example:A 100 m² apartment is rented for 5.50 €/m² per month.
The rent table states an average for the building age and location of 6.50 €/m².
The “Faktor” when you bought the building was say 18.
The “damage” caused by the property manager is calculated as the difference between the actual rent and the table rent 1.00 €/m² times the rental area 100 m² times 12 months = 1,200 € — quite a figure already. But to arrive at the value you multiply this annual figure by the “Faktor” and arrive at a damage of 21,600 € just from 1.00 €/m² in one apartment.If you were to sell your property now you could get 21,600 € more without any discussion or any investment while it certainly would be nice to have the monthly income in the first place. These facts will change your position in the discussions with your property managerThe view above is on existing rental contracts only. For new rentals the impact of underselling by the management company can be much greater. In our experience the new rental price is determined by the rental agent the property management is “associated” with. The driver of this process is usually more for an easy rent and a quick commission rather than the best result for the owner.This “Faktor” method also allows you to assess easily the likely market value of your property by applying the “Faktor” and the annual net rent.This will give you an idea if your location value has not changed significantly, e.g. closing of an airport nearby or major improvement or decay of your property itself.I have shown how the “Faktor” compares to yield and how it is calculated. Furthermore I have shown how it can be utilized to monitor the performance of your property manager as well as the value development of your property. However “the devil is in the detail”, you still need to get all the information and it would most likely be more reliable if you don’t have to ask you property manager for it, only the actual figures need to come from him. Now it is up to you to take action and improve the value of your property. We offer support on every step of the way.We will shortly run a webinar on how to get your information from the Berlin Rent Table even without knowledge of the German language. Just drop me a short mail at [email protected] and you will receive an invitation.